Gross, net and what you keep.
Enter your fan spend and see what OnlyFans keeps, what an agency charges and what actually lands in your account.
How the month splits
- Fans pay
- $10,000
- OnlyFans fee (20%)
- − $2,000
- Reaches your account
- $8,000
- Agency: 50% of $3,200
- − $1,600
$1,600 more than on your own
Same rate, different result.
The same numbers, four ways to calculate. Each column shows what you keep in a month.
You keep
$4,800
On your own (before)
You keep
$3,000
Gross
Agency: $5,000
You keep
$4,000
Net
Agency: $4,000
You keep
$6,400
Net, growth only
Agency: $1,600
The conversion rule
A rate on gross costs you as much as a rate on net that is a quarter higher: 40% of gross is 50% of net. So always ask first what the commission is calculated on.
How MAXMO charges
- 30–60% of net, so after the 20% OnlyFans fee. We agree the rate in the first call.
- We invoice on what actually reaches your account, not on what fans spent.
- What you already earned before MAXMO is not charged. The share applies to growth.
- For refunds and chargebacks, the share is recalculated on the corrected amount.
- No upfront fee, no minimum term, a monthly statement with every number.
When an agency starts to pay off for you
How much your fan spend has to grow before you keep more with an agency than on your own.
| Share | on gross | on net | growth only |
|---|---|---|---|
| 30% | +60% | +43% | from the first dollar |
| 40% | +100% | +67% | from the first dollar |
| 50% | +167% | +100% | from the first dollar |
| 60% | +300% | +150% | from the first dollar |
What the calculator assumes
- The OnlyFans fee is 20% (onlyfans.com/terms). Fan spend is what fans pay for subscriptions, messages and tips.
- Taxes, payout fees and exchange rates are not included.
- You enter the revenue with an agency yourself. The calculator does not predict how much an account grows.
- It calculates one month, rounded to whole dollars.
A worked example, not a forecast and not a promise. In the first call we show you real statements live on request.
Frequently asked questions
What is the difference between gross and net on OnlyFans?
Gross is what fans pay. Net is what reaches you after the 20% OnlyFans fee: from $10,000 of fan spend, that is $8,000.
Why is a commission on gross more expensive?
Because the agency also earns on the part OnlyFans keeps. At 50% of $10,000 gross, $5,000 goes to the agency and you keep $3,000. At 50% of net you keep $4,000. Rule of thumb: a rate on gross costs as much as a rate on net that is a quarter higher.
What does a share on growth only mean?
The agency only gets a share of what goes above your previous revenue. What you already earned stays entirely with you, so with this model you gain from the first extra dollar.
How does MAXMO charge?
MAXMO charges 30–60% of net, agreed in the first call. The basis is what actually reaches your account. Revenue you already had before MAXMO is not charged. There is no upfront fee and no minimum term.
Is the result a forecast?
No. The calculator shows how your own assumptions split. How much an account grows depends on many things, and nobody can honestly promise it.
Run your own numbers with us.
In the first call we show you real statements on request. We reply within 48 hours.